Why Choose
AU Credits?
Working in Singapore
Currently working in Singapore? We assist eligible individuals with their personal financing needs.
Simple Documentation
Prepare your employment proof, valid work pass and latest 3 months’ payslips.
Personal Assistance
Our team will guide you through the application process and required documents.
Fast Response
Get a quick response after submitting your information and required documents.
Clear & Transparent
Understand the application terms and requirements clearly before proceeding.
Flexible Financing Options
Financing options are available for eligible applicants, subject to assessment and approval.
Basic Documents Required
✓ Proof of Employment
✓ Valid Work Pass / Identification
✓ Latest 3 Months’ Payslips
✓ Other supporting documents may be required
Loan Information
Loan Amount
Up to SGD 100,000, subject to eligibility, assessment and approved loan terms.
Repayment Period
6 months to 60 months
The minimum repayment period for personal loans offered through our services is 6 months.
Interest Rate
Interest rates may vary depending on the applicant's eligibility and approved loan terms.
Rates start from 6% per annum.
Maximum APR
Maximum APR: 28% per annum
The applicable APR will depend on the approved loan amount, repayment period and loan terms.
Fees
No upfront fees are required to submit an enquiry.
Any applicable fees or charges will be clearly disclosed to the applicant before the loan offer is accepted.
Representative Example
For illustration purposes, based on a loan of SGD 8,000 over 24 months:
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Loan Amount: SGD 8,000
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Repayment Period: 24 months
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Representative APR: 19.59% per annum
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Monthly Repayment: SGD 399.50
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Total Repayment: SGD 9,588.00
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Applicable Fees: No additional fees
This representative example is for illustration purposes only. Actual interest rate, APR, monthly repayment, total repayment amount and applicable fees may vary depending on the approved loan terms.
All applicable costs and charges will be disclosed before the applicant accepts the loan offer.
Important Information
Submitting an enquiry does not guarantee loan approval.
All applications are subject to eligibility checks, assessment and approval.
Applicants should carefully review the loan amount, repayment period, APR, fees, total repayment amount and other applicable terms before accepting any loan offer.
Working in Singapore?
Find Out If You May Be Eligible
Have questions about your personal financing options?
Our team is here to guide you through the application requirements.
Basic documents may include:
✓ Proof of Employment
✓ Valid Work Pass / Identification
✓ Latest 3 Months’ Payslips
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